Terms of use

Last updated: August 2026

By using InsuranceCalc UK (insurancecalc.co.uk), you agree to these terms. If you don't agree, please don't use the site.

Who operates this site

This website is operated by Quicksolve Digital Ltd, a company registered in England and Wales (company number 17385486). References to "we", "us", or "our" mean Quicksolve Digital Ltd.

What this site provides

InsuranceCalc UK provides free online calculators that produce estimated insurance costs, along with educational articles about insurance in the UK. All content is for informational purposes only.

Not financial advice

Nothing on this website constitutes financial advice, insurance advice, or a personal recommendation. We are not regulated by the Financial Conduct Authority (FCA). We are not authorised to advise on insurance products.

The estimates produced by our calculators are illustrative only. They are based on market averages and published data. They do not represent quotes from any insurer. They should not be relied upon when making purchasing decisions.

Before buying any insurance product, you should compare actual quotes from multiple providers and read the policy terms carefully. If you need personalised financial advice, consult a qualified independent financial adviser regulated by the FCA.

Accuracy of information

We take reasonable care to ensure the information on this site is accurate and up to date. Our calculator models are updated quarterly based on published market data from the ABI, Defaqto, and other sources.

However, we don't guarantee that any information is accurate, complete, or current. Insurance markets change rapidly. Prices quoted by actual insurers may differ significantly from our estimates. We accept no liability for decisions made based on information or estimates from this site.

Calculator estimates

Our calculators produce estimates using simplified models. They don't account for all factors that real insurers consider when pricing policies. Factors not modelled include (but aren't limited to): your claims history, credit score, occupation, specific vehicle modifications, security devices, and individual insurer pricing strategies.

Estimates typically fall within 10-15% of actual market quotes for standard risk profiles. For unusual risk profiles, the margin of error may be larger. Our estimates are starting points for your research, not definitive prices.

No relationship with insurers

We are not an insurance broker, intermediary, or comparison service. We have no commercial relationship with any insurer. We don't receive commission, referral fees, or any other payment from insurers when you use our site or subsequently purchase insurance.

When we mention specific insurers by name in our articles, this is for informational purposes. It doesn't constitute an endorsement or recommendation of that insurer.

Intellectual property

All content on this site (text, calculator code, design, logos) is owned by Quicksolve Digital Ltd or used under licence. You may not reproduce, distribute, or create derivative works from our content without written permission.

You're welcome to link to any page on this site. You may not frame our pages or embed our calculators on other websites without permission.

Third-party links

Our articles may contain links to external websites. We don't control these sites and aren't responsible for their content or privacy practices. Linking to a third-party site doesn't imply endorsement.

Limitation of liability

To the fullest extent permitted by law, Quicksolve Digital Ltd and its directors, employees, and contractors accept no liability for any loss or damage arising from your use of this website or reliance on its content. This includes (without limitation) direct loss, indirect loss, consequential loss, loss of profit, loss of data, and loss of opportunity.

This limitation applies whether the loss arises in contract, tort (including negligence), breach of statutory duty, or otherwise.

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded by law.

Availability

We don't guarantee that this site will be available at all times or that it will be free from errors or viruses. We may suspend, withdraw, or restrict access to the site at any time without notice.

Changes to these terms

We may update these terms at any time. Changes take effect when posted on this page. Your continued use of the site after changes are posted constitutes acceptance of the updated terms.

Governing law

These terms are governed by the laws of England and Wales. Any disputes arising from the use of this site are subject to the exclusive jurisdiction of the courts of England and Wales.

Contact

Questions about these terms? Email us at hello@insurancecalc.co.uk.